The X-ray · Free portfolio review
Send one statement. Get one 30-minute call. Leave knowing exactly what's wrong with your portfolio and what it's costing you. From the team that advises ₹1,600 Cr across 400+ families.
No cost, no obligation, no product pitch. The findings are yours to keep.
Plenty of free tools will chart your portfolio. Charts don't tell you what to do on Monday.
Want the ongoing version? The Oliv platform runs these checks continuously for member families. And here's the Oliv approach to fixing what the review finds.
Four analyses, run on your actual holdings, not a questionnaire.
You own eight funds. They own the same fifteen stocks. It feels like diversification and behaves like one concentrated bet. SEBI's 2025 disclosures confirm the pattern. The review names every duplicated holding and shows the consolidation.
Half your money sits in funds that lose to their own category. Same risk, same fees, less money. On ₹1 Cr over 20 years, a 2% annual lag costs ₹4.1 crore. The review ranks each fund you hold and names a cleaner alternative.
Nobody sends you a bill for bad tax structuring. Wrong regime, unused deductions, gains booked in the wrong year. It quietly reduces what you keep, and returns are what you keep, not what you earn. The review prices your structure and sequences the fixes.
Your term cover was sized when you earned a third of what you earn now. Ten years of compounding now sits behind a number you picked in a hurry, on a form, at a bank. The review sizes the gap in rupees.
A consolidated account statement (CAS from CAMS or KFintech works), plus a note on any insurance you hold. That's all we need.
Overlap, quartile ranking, tax structure and cover gaps, analysed by the team, on the platform that flags fund quartiles for every Oliv family.
Where you stand, what is leaking, and exactly how to fix it, with the numbers. The findings are yours to keep, either way.
An illustrative composite, drawn from the reviews we run.
Eleven funds, eight of them holding the same 15 stocks. The fix: consolidate to 4 funds with zero redundant holdings, same risk level, one clean portfolio.
Over half the corpus in 3rd to 5th quartile schemes. The fix: move to top-quartile peers at the same risk, sequenced so capital gains tax stays minimal: in this composite, ₹2.4L of gains offset by ₹1.9L of harvesting, for a net cost of ₹0.5L.
Composite figures for illustration; every review is run on your actual holdings. Investments are subject to market risk.
Yes. The X-ray and the 30-minute call cost nothing and carry no obligation. We run it because most people who see their own numbers clearly, for the first time, understand why coordinated advice matters. Some become members. Either way, the findings are yours.
One consolidated portfolio statement: a CAS from CAMS or KFintech covers mutual funds and much of the rest. Add a line about any life or health cover you hold, and we can run the full four-part analysis.
No. The call is the verdict: where you stand, what is leaking, how to fix it. If you want to work together afterwards, we'll agree scope and terms in writing first. If you don't, you keep the findings and we part as friends.
Your statement is used for your review, by the team running it, and nothing else. We never hold your money either: every asset stays in your name, in your own accounts and folios.
Professionals from these companies trust Oliv with part of the ₹1,600 Cr we advise.
Pick a slot that works. You get a calendar invite with a video link. Send your latest portfolio statement any time before the call and we will have read it before you join.